International Legal Counsel

International Legal Counsel / Senior Legal Counsel

Pay4B Limited (FINTRAC-licensed MSB, Crypto-Fiat Gateway, IBAN Infrastructure Provider)

About Us:

Pay4B Limited is a fast-growing licensed MSB headquartered in Canada, offering seamless crypto-to-fiat and fiat-to-crypto exchange services, along with embedded banking solutions and dedicated IBANs. We serve B2B clients globally, ensuring regulatory compliance, risk mitigation, and strategic support across medium- and low-risk verticals.

Key Responsibilities

1. Full-spectrum legal support for global operations, covering fiat/crypto payments, MSB/EMI onboarding, IBAN provisioning, merchant acquiring, and gateway integrations.
2. Drafting, reviewing, and negotiating international agreements, including service contracts with PSPs, KYC/AML vendors, banking partners, fintech platforms, exchanges, and compliance vendors.
3. Corporate structuring and governance in onshore/offshore jurisdictions (e.g. Canada, UK, EU, UAE, Hong Kong, Seychelles, BVI), including shareholder arrangements, board resolutions, UBO/AML documentation, and appointment of local officers.
4. Preparation of legal roadmaps for company incorporation and banking onboarding:
5. Corporate setup (entity registration, director/shareholder appointments, charter documents)
6. Banking setup (KYC/KYB, CDD, compliance questionnaires, beneficial ownership forms)
7. PSP/exchange onboarding (compliance forms, account verification flows, AML responses)
8. Development of regulatory-compliant policies and procedures for fiat and crypto operations, including:
9. AML/CFT, Risk Appetite, Sanctions, Onboarding & Monitoring, and Transaction Screening
10. Website disclaimers and legal policies for crypto-exchange, P2P, custody, and gateway operations
11. Supervision of cross-functional legal tasks: powers of attorney, compliance filings, internal audits, IP/trademark protection, and legal support for marketing/UX.
12. Assistance in internal reconciliations and investigations in collaboration with the Finance and Risk teams (e.g. reconciliation acts, debt verification, contract enforcement).

Candidate Requirements

1. Higher legal education (international law or financial law preferred)
2. 3+ years of legal experience in fintech, especially with:
3. Payment systems, crypto exchanges, PSPs, MTOs
4. MSB licensing, compliance, and regulatory interaction
5. Proven experience in cross-border structuring (LatAm, APAC, EU, Africa, North America)
6. Expertise in drafting contracts and corporate documentation in English. Multijurisdictional exposure is a must.
7. Ability to work in a remote, agile environment with fast-changing priorities.
8. Fluent English (C1-C2); Spanish, French, or German is an asset

What We Offer

• Above-market salary and performance-based bonuses
• Fully remote or office offline job-format (5/2), flexible hours across time zones
• Global-scale projects in crypto/fiat infrastructure, direct impact on legal design
• Autonomy and innovation — implement your vision, lead processes from scratch
• Career growth with support for personal development, bar exams, or certifications
• No bureaucracy. Direct communication with stakeholders and founders.

Apply now and become part of our global legal engine powering the next generation of compliant payment solutions.